Last updated

May 2026

 

Version 1.0

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1. Data We Collect

We collect personal and financial data you voluntarily enter into the app, including:

• Pay period information, income details, and payslip data

• Monthly outgoings, expense categories, and bank statement transactions

• Savings goals and financial targets

• Payment calendar events

• Yearly financial overviews and summaries

• Pay calculations and saved snapshots

• Uploaded documents (payslips, bank statements)

• Account profile information (name, email, avatar)

• App preferences and dashboard layout settings

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2. Device Permissions

Apturo may request access to the following device features:

• Camera & Photo Library: Used to capture or select images of payslips and bank statements for AI-powered data extraction. Images are uploaded to our secure servers solely for this purpose and are not shared with third parties.

• File Storage: Used to allow you to upload PDF or image documents from your device.

• Notifications: Used to send optional reminders about upcoming payments or financial events. You may disable notifications at any time in your device settings.

All device permissions are optional and only requested when you use the relevant feature. You can revoke permissions at any time through your device settings.

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3. AI-Powered Features

Apturo uses AI (large language models) to extract structured data from documents you upload, such as payslips and bank statements. When you use these features:

• Your document is uploaded to our servers and passed to an AI model for processing.

• The AI returns structured financial data which is then displayed to you for review before saving.

• Documents are not stored permanently unless you have the "Auto-save documents" setting enabled.

• AI-extracted data is never used for advertising or shared with third parties.

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4. How We Use Your Data

Your data is used solely to:

• Provide and improve the Apturo service

• Store and manage your financial information securely

• Generate reports and financial summaries on your behalf

• Process payments via Stripe for premium access

• Process feedback and feature requests you submit

• Respond to bug reports and support inquiries

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5. Payments

Payments for Lifetime Access are processed securely by Stripe. Apturo does not store your card details. Stripe's privacy policy applies to all payment transactions. A one-time payment grants permanent premium access with no recurring charges.

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6. Data Storage & Security

Your financial data is stored securely on our servers and is protected by industry-standard encryption. Only you can access your personal data through your authenticated account. We do not share, sell, or transfer your financial information to third parties.

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7. Feedback & Bug Reports

When you submit feature requests or bug reports, that information is sent to our support email. These messages may include optional screenshots. We use this feedback solely to improve the app and do not store feedback data in our database.

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8. Your Rights

You have the right to:

• Access your personal data at any time

• Request deletion of your account and all associated data

• Export your financial data (via the Export Report feature)

• Revoke device permissions (camera, notifications) at any time via device settings

• Change your account settings and preferences

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9. Data Retention

We retain your data for as long as your account is active. When you delete your account, all associated personal and financial data is permanently removed from our servers.

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10. Changes to This Policy

We may update this privacy policy from time to time. Any significant changes will be communicated to users via the app.

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11. Contact

For privacy-related questions or concerns, please use the "Report a Problem" feature in the app settings or contact apturosupport@gmail.com